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portable life insurance definition

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What Is Portability Of Life Insurance? | LIVESTRONG.COM
Jan 9, 2010 . If your life insurance is portable, that means you can take it with you when your employment ends, in effect remaining a . Portability is different from conversion of an insurance policy, a. . Definition of Individual Life Insurance .

Definition Of Individual Life Insurance | LIVESTRONG.COM
May 21, 2010 . Definition Of Individual Life Insurance. . However, group life insurance usually is not portable, so you lose it if you leave your job or are laid off.

What is portable life insurance
A life insurance policy is "portable" when upon leaving the group policy, you transfer your life coverage to an individual life policy with the same insurance carrier .

Portability: Definition from
Port·a·bil·i·ty n. The quality or state of being portable; fitness to be carried. . word portability? What does portability mean in the context of life insurance? » More .

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Group Life Portability Insurance Application Standard Insurance ...
You may be eligible to buy portable Group Life Insurance if your employment with your . Member's Insurance Class, if any, as defined by the Group Policy .

FAQs - Portability | FEDERAL FIRST
Dependents are eligible for portability if they are insured under the FEDERAL FIRST Voluntary Term Life Insurance Program and continue to meet the definition .

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Term life insurance - Wikipedia, the free encyclopedia
Term life insurance or term assurance is life insurance which provides coverage at a fixed . Term life insurance is the original form of life insurance and can be .

3 Types of Group Life Insurance - Financial Web
With group life insurance, a single contract (master plan policy) covers an entire . Portable term life—Employees who lose the employer's group eligibility (they .

Group Annual Term Life Insurance | ING Financial Services
ING Employee Benefits offers portability for its term life insurance products so that . Age and definition of a dependent child will vary by state and product.

What Is Portability of Life Insurance? |
The option of portability is important for your life insurance. It allows you to . Life Insurance. The legal definition of portate term life insurance is the conversion.

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Portability | Define Portability at
Portability definition at, a free online dictionary with pronunciation, synonyms and translation. Look it up now! . Life insurance po... Section 8 .

Life Insurance Glossary
AccuQuote's life insurance glossary of insurance terms and definitions can help you . For purposes of the Health Insurance Portability and Accountability Act .

Enrollment at a Glance
You may apply for Dependent Spouse Portable Life Insurance even if you do . Contact your employer if you have questions about the definition of "child" for .

Employer-Sponsored Group vs. Individual Life Insurance » My ...
May 29, 2008 . When you qualify for and buy a level term life insurance policy, you . group policy is more than likely not portable (meaning you can't take it .

C. Definitions For Dependents Life Insurance.......................................................7 . You must purchase portable group life insurance coverage for yourself in order .

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Portable Benefits financial definition of Portable Benefits. Portable ...
Definition of Portable Benefits in the Financial Dictionary - by Free online English . as the result of The Health Insurance Portability and Accountability Act (HIPAA) . . Rethinking portable group life benefits: insurers should be cautious ... by .

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Individual vs. Group Disability Insurance | Set for Life
Thanks to Set For Life, I now have my own insurance that I can take with me . to be more liberal with policy provisions, providing you with better policy definitions. . This will provide you with coverage that is portable, more specific to your .

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Group Life Insurance Program
Nov 1, 2010 . Features of the Portable Life Insurance . Any individual employed in one of the classes listed above and who meets the definition of "teacher" .

if you meet the definition of "terminally ill individual" in Internal Revenue Code section . LIFE INSURANCE FOR EMPLOYEES AND RETIRED EMPLOYEES . . WHEN INSURANCE CEASES, "Portable Life Insurance" for more information.

Why You Shouldn't Buy Group Term Life Insurance Through Your ...
If you're buying life insurance through your employer, chances are you're paying . And while your employer-provided plan may be “portable,” meaning you can .

Fri Feb 27 16:56:17 GMT 2009 by Stephen Tash

Group Life and Accidental Death and Dismemberment Insurance
The Group Policy is not a long term care policy as defined in Section 38a-501 and . This portable group insurance will be provided under a master Group Life .

Universal Life Insurance - Nationwide
Understanding the benefits of universal life insurance is easier with our . Life Insurance as an Asset · Leave Money to a Charity · Portable Life Insurance . meets the non-MEC (Modified Endowment Contract) definitions of IRC Section 7702A.

However, if you meet the definition of . E. Definitions For Dependents Life Insurance .............................................. ..11 . PORTABILITY OF INSURANCE .

Life Insurance Portability Vs. Conversion |
The portability of life insurance deals with the idea of simply taking your policy with you . The legal definition of portate term life insurance is the conversion.

Definition and Scope ................................ 380-395 Article 2. . California Life and Health Insurance Guarantee Association . . Portable Electronics Insurance .

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Optional Benefits to Employees
Additional life insurance may be purchased for your spouse and children. These life insurance policies are portable, meaning employees can choose to keep .

Sat Feb 28 19:15:43 GMT 2009 by Scott hansen

Defined Term As used in this provision, the term "port" means to choose a portable certificate of coverage which provides group term life insurance. Notice Of .

STANDARD INSURANCE COMPANY - Arizona Department of ...
A Stock Life Insurance Company. 900 SW . C. Definitions For Dependents Life Insurance ........................................................14 . PORTABILITY OF INSURANCE .

Optional Life Insurance Benefits
Dec 1, 2010 . The optional employee life insurance is portable upon termination of . Definition for eligible employee: The state health, dental, and life .

Sun Mar 01 01:59:17 GMT 2009 by fozzy

Licensing and Registration : Bureau of Insurance
Mar 27, 2012 . Portable Electronic Device Insurance Vendor. Definition - Title 24-A Chapter 89 - Word or Adobe PDF; Application - Word or Adobe . Self Insured Aggregate Benefits Paid Report Form . Viatical and Life Settlement Provider .

If You Do Not Change Your Life Insurance Election During the Annual Benefits . for your life insurance coverage as long as you meet the definition of Total Disability as . Both Basic Term Life and Optional Term Life Insurance are portable.

Fri Feb 27 20:28:09 GMT 2009 by Gunboat

The definitions in the glossary do not modify or supersede the terms of any annuity . Generally permanent life insurance purchased by a bank on the lives of its . portability of employee benefits, especially insurance and retirement plans, .

other defined terms appear with the initial letter capitalized. . Residents of California who purchase life and health insurance and annuities should . terminates, you may be eligible to buy portable group insurance coverage as shown in the .

6 Good Things to Know Life Insurance | Small Business Assistance
Feb 7, 2012 . But this amount of coverage is usually not enough and group life insurance policies are not portable, meaning that if you leave your job, you .

USNH Benefits & Wellness Programs - University System of New ...
Definition of Eligible Dependents · 2012 Dependent Eligibility and Required Documentation for . Life and Long Term disability . Portable Life Insurance .

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LIFE INSURANCE PORTABILITY PRIVILEGES. . "Change in Status" means: a change in status as defined in the regulations under Internal Revenue Code .

Residents of California who purchase life and health insurance and annuities should know that the insurance companies . other defined terms appear with the initial letter capitalized. Section headings, and . PORTABILITY OF INSURANCE .

Supplemental Life | Human Resources | Maricopa Community ...
Voluntary Supplement Portable Term Life (STL) Coverage . May be eligible to receive a portion of you life insurance benefit to meet expenses or make . than the age at which he or she will cease to meet the Plan's definition of dependent.

Group Health Insurance Plan Definition | Investopedia
Group Health Insurance Plan - Definition of Group Health Insurance Plan on Investopedia - An . Health Insurance Portability And Accountability Act - HIPAA .

Sun Mar 01 21:06:03 GMT 2009 by Dobb's Head

FAQ's for Supplemental Life - Contra Costa County
What is Supplemental Term Life Insurance with Portability? . What happens when my covered child no longer meets the de?nition of full time student? The child .

Member Benefits
Completing the Life Conversion Form. • Portability. KPERS Disability. • Eligible Employees. • Military . Basic Group Life Insurance provides an insured death benefit for active KPERS members. . definition of total disability: • Own Occupation .

Group Benefits
Term life insurance provides protection for a defined period of time and pays a . Competitive plan and guaranteed issue maximums; Portable and convertible .

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Term Life and AD&D Insurance
Feb 22, 2012 . Portability. d. Portability is not available if Your Spouse's life insurance terminates because he no longer meets the Policy definition of an .

Our Group Insurance Products - Boston Mutual Life Insurance
Waiver of Premium - life insurance is continued without premium payments for . Portability - offers insured employees and their dependents the opportunity to . Definition of Disability - the insured is disabled if unable to perform some or all of .

Sun Mar 01 01:54:26 GMT 2009 by Ronnie

Life Insurance Deductible
The tax ramifications and deduction entitlements of life insurance premiums can be . these plans are portable because they are individual policies (even though . you may be able to deduct unemployment contributions if they are defined as .

2011 Benefits
Core benefits include medical, dental, basic group life insurance, short . living benefit, portable life insurance and disability products at group rates, a 24/7 . accidental dismemberment, as defined in the schedule of benefits (contact your .

Sun Mar 01 03:10:23 GMT 2009 by jeff


The following Definitions are applicable to Life Insurance . Portable coverage will be effective on the date that Sun Life approves the Employee's Application for .

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RS-2319 Life_EE_r2.qxd
to participate in a Voluntary Term Life insurance program as part of a . Portability of Coverage.You may be . should become totally disabled (as defined) your .

Sun Mar 01 08:21:23 GMT 2009 by Mitch Russo

Insurance Glossary - Sovereign Bank | Financial Answer Center
The cost basis in a life insurance policy is your contributions minus dividends paid, . payments if he or she meets the insurance company's definition of disability. . to an insurance policy that provides coverage for portable (hence floating) .

NTUC Income | Whole Life Insurance and Term Life Insurance
Group Insurance » Portable Group IncomeShield » i-MediCare » Group Term . Form · Declaration Form · Home · Life Insurance Definition of 30 Dread Diseases .

Mon Mar 02 19:19:23 GMT 2009 by Leah

Sun Life Assurance Company of Canada Policy Statement
The following Definitions are applicable to Life Insurance . Portable coverage will be effective on the date that Sun Life approves the Employee's Application .

Non-Qualified Retirement Plan - Definition, Benefits & Examples
Dec 6, 2011 . But cash value life insurance is an ideal vehicle for non-qualified plans . plans are funded in the name of the employee and are often portable.

life insurance: Definition from
Life insurance is most developed in wealthy countries, where it has become a . and any such cancellation must occur within a period of time defined by law .

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What is group carve-out plan? definition and meaning
Definition of group carve-out plan: A specialized term life insurance plan that . it builds cash value, and it is employee-owned and therefore readily portable.

LIS > Code of Virginia > 38.2-1800
"Life and annuities insurance agent" means an agent licensed in this . or negotiate life insurance and annuity contracts as defined in §§ 38.2-102, 38.2- 103, . and hospitalization insurance authority; portable electronics insurance authority; .

California Laws: Insurance Code
Definition and Scope . . California Life and Health Insurance; Guarantee Association ....................... 1067-1067.19; Article . Portable Electronics Insurance .

How to Convert Group Life Insurance |
Group life insurance provides coverage for a number of people under a single master . Some group plans offers a type of portable group insurance in which . The legal definition of portate term life insurance is the conversion of group or .

Sat Feb 28 21:31:39 GMT 2009 by TheHistorian

Group Term Life/AD&D Insurance
Life and Disability products are underwritten by Anthem Life Insurance Company. . required per week to meet the definition of eligible employee for the Plan Sponsor. . Portable coverage is not available for Your Basic Life Insurance, Your .

insurance - definition of insurance by Macmillan Dictionary
What is insurance? insurance meaning and more by Macmillan Dictionary. . record of your everyday life by carrying a portable camera around with you .

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Internal Revenue Manual - 4.76.20 Local Benevolent Life Insurance ...
Local Benevolent Life Insurance Associations, Mutual Ditch or Irrigation . is within the definition of "like activities" similar to providing benevolent life insurance, . and portable radio communications services for individuals and businesses), .

Optional Life Insurance
through this Plan, you can purchase life insurance for your . relationship is legally defined by the state in . complete a Portable Term Life Insurance Form which .

Choice Benefits, University of Cincinnati
Available Benefits Plans; Before-tax Benefits Defined; Default Benefits Elections; Dependent Information; Qualified . Spouse/Domestic Partner Life Insurance, X .

The Good Life - A Comprehensive Guide to Life Insurance
Employer life insurance is generally not portable. . Whole life insurance policies do not need to be renewed because, by definition, they are for your entire life, .

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Universal Life Investment | Nationwide YourLife Current Assumption ...
This universal life investment offers the protection of life insurance and cash value . non-MEC (Modified Endowment Contract) definitions of IRC Section 7702A.

Affordable limited benefit medical guaranteed issue Insurance for
1 day ago . Portable – Since coverage is not purchased through an employer, . Defined Solutions is underwritten by Companion Life Insurance Company.

50 Plus plan is life insurance specially for the over 50s. . See Life insurance with critical illness. . (See UK market value for breakdown insurance definition.) . laptops, games consoles, portable audio equipment, portable visual equipment, .

Tue Mar 03 01:56:37 GMT 2009 by Knowledgeable Person

Life Insurance FAQs
Most group life insurance is not portable, meaning that if you no longer work at that company, you lose your coverage. Additionally, because many group plans .

Metropolitan Life Insurance Company and MetLife Resources Annuity Products: . These documents are in a file format called PDF (Adobe's Portable . What is the definition of Child Term Insurance (also known as Children's Term Insurance .

D. Definitions For Dependents Life Insurance. . terminates, you may be eligible to buy portable group insurance coverage as shown in the. Coverage Features .

Sun Mar 01 21:10:09 GMT 2009 by Dobb's Head

Inc. Newport News Operations Life Insurance Plan for Employees Covered by the . disability benefit, what is the definition of “total and permanent disability? . individual policy or choose portability within 31 days of the coverage termination .

Employee Group Benefits Charlotte Mecklenburg Schools
This booklet uses insurance terms and phrases that are listed in the. Definitions Section. For information, call the Sun Life Group Customer Service Center toll .

This document is a Lockheed Martin Summary Plan Description ...
Definitions for certain terms used in this booklet. Eligibility . Group Universal Life insurance has a portability . life insurance and cash accumulation fund if you .

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Questions regarding your policy or coverage should be directed to ...
E. Definitions For Dependents Life Insurance. 10 . PORTABILITY OF INSURANCE. 16 . To become insured for Life Insurance you must: (a) Be a Member; .

The Family Security Plan® | Whole Life Insurance
The Family Security Plan®'s Whole Life Insurance Program* offers you a way . Affordable Rates - As low as $1/day; Permanent, Portable Protection; Your . New York Life Insurance Buyer's Guide (pdf) · Definition of Replacement Form ( pdf) .

Oregon Secretary of State Archives Division
836-001-0005 Insurance Code Definitions Adopted . 836-050-0275 Credit Unions as Association; Group Life Insurance . 836-053-0830 Rescission of an Individual's Group, Individual or Portability Health Benefit Plan, or Group or .

Mon Mar 02 15:13:42 GMT 2009 by knut

How Do Life Insurance Companies make money? [Archive] - Straight ...
I have a $600000 portable life insurance policy with guaranteed rates for life . ( or very shortly after, depending on your definition of "lifetime").

Group Life Insurance
a contract. Establishing Group Life insurance coverage with The . Any AD&D coverage purchased with portable group Life . additional definitions of loss.

Mon Mar 02 16:58:11 GMT 2009 by cc

Group Term Life Insurance
With this Term Life insurance plan, you can have peace of mind that those you love will . Portable coverage: As long as you are a member you can maintain your . of Term Life coverage for your Spouse or Domestic Partner (see definition in .

Glossary of Insurance Terms
We've compiled a list of terms and their definitions to better help you . Accidental Death Benefit - In a life insurance policy, benefit in addition to the . HSAs, which are portable, must be linked to a high-deductible health insurance policy.

Life Protector
because this is an individual life insurance policy, A?ac's Life. Protector . And your policy is portable! . defined by the law of the jurisdiction in which the activity .

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Manley Insurance Group
Some contracts "tighten" the definition by requiring a period of being actively on the job and . In life insurance, it means conveying the benefits to a third party. . In group permanent. the insured worker has permanent, portable, cash value life .

LTCI source list
Portable / Elimination periods. American . Product name: Group Universal Life. Insurance with . Insured must be unable to perform at least two activities of daily living for a period of 90 days due to loss . Standard TQ Definition. 2 of 6 ADLs .

Mon Mar 02 00:24:24 GMT 2009 by Kyle

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Insurance of all life insurance, annuity and accident and health insurance policy forms, defined . accident and health insurance, which fall within the definition of Classes 1(a), 1(b) and . PDF means an Adobe Portable Document Format.

Tue Mar 03 03:25:53 GMT 2009 by Scott

Insurance Contract Market and Forecasts, April 2012
Not be considered to be a benefit from a life insurance contract. Definition of benefit: the excess of any repayment or partial repayment made by the life insu .

If You Do Not Change Your Life Insurance Election During the Annual Benefits . Portability of Your Group Term Life Insurance. . defined by The Standard.

Tue Mar 03 18:15:14 GMT 2009 by Bob Qwerty


fire insurance - Definition of fire insurance - Online Dictionary from ...
Definition of fire insurance in the Online Dictionary. . Endowment insurance or Endowment assurance, a combination of life insurance and investment such that if . Fire engine, a portable forcing pump, usually on wheels, for throwing water to .

Tue Mar 03 21:12:24 GMT 2009 by Chris

Guaranteed Standard Issue (GSI) - Belton Financial Services Ltd ...
Coverage is portable – you can take it with you if you leave the company • Superior definitions – more comprehensive coverage . Disability insurance, either in conjunction with Life insurance coverage, or on its own, provides protection .

Insurance Glossary, Terms and Definitions. GIO. Helping you ...
Here are some definitions to help you better understand your insurance policy. . portable and above-ground swimming pools and spas in a temporary site and . Family or your family, Your spouse, your partner or your de facto who lives with .

Fri Oct 23 22:18:40 BST 2009 by Ulla

Here you can find a critical analysis of Edelman's research that was "built on a source long known to be completely false":

NewsBusters, "ABC News: Conservatives Are Biggest portable life insurance definition Consumers?"

And what about this:

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Key Person Insurance
Key employee life insurance is coverage on the life of an employee who has special . By definition, a sole proprietorship terminates when the owner dies. . these policies are portable--the employee may be able to assume ownership ( and .

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Definitions applicable to property insurance escrow. . Conversion option in group and franchise life insurance. . 632.975 Portable electronics insurance.

Sat Oct 24 19:11:12 BST 2009 by Ulla

PS: The Tick Talk article I mentioned says,

What is Out-Of-Area Benefits - Super Glossary
Portable Benefits: Benefits or accumulated assets that you can take with you . View Full Definition . Living Benefits: Life insurance benefits from which the insured can draw cash while still living, usually in the case of some high-cost illness.

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Individual Benefits at the Workplace
UnumProvident's interest-sensitive whole life insurance is designed to provide death benefits . Also, your policy is portable, which means that if you leave the company, you can take . definition as of your last scheduled workday. You are not .


Fri Feb 27 17:37:22 GMT 2009 by Joff

31 days of when the child no longer satisfies the definition for eligibility. EFFECTIVE . You may enroll for one of the following life insurance options: (a) Multiple .

2012 Benefit Summary Booklet -
Basic Life & Accidental Death & Dismemberment Insurance (The Hartford) . . ? ?After 2 years, the definition of disability will change from “unable to perform . Supplemental life insurance coverage is portable, so if you leave employment, .


Wed Mar 04 14:58:07 GMT 2009 by EDO

Voluntary Term Life Insurance
Sep 28, 2010 . We agree to pay benefits subject to the provisions, definitions, limitations and . Your Voluntary Term Life Insurance has a portability option.

Protective Life and Annuity of NY Product Features
term life insurance you can afford, and we're not pushy! . Term Life Insurance Definitions helps the buying public to become more . 6 foot PA Chest X-Rays ( which may not be done on a portable machine) are required per the following chart: .


Thu Mar 12 07:46:59 GMT 2009 by Bill

Life insurance
Compare Life Insurance Rates Online Get comparison life insurance rates . Portable buildings : We look at every aspect of modular buildings and mobile homes. . Plasma HDTV : Best HDTV Bargains provides great deals on high definition .

Summary of Public Laws and Regulations on Portability of Benefits . including retirement, health, and life insurance coverage, are not subject to requirements . are not eligible for a retirement coverage election) are covered by the defined .

11 NCAC 12 .0205 NC BUYER'S GUIDE TO LIFE INSURANCE. 11 NCAC 12 . 0206 . 11 NCAC 12 .0320 SOUND HEALTH SHALL BE DEFINED . (f) Electronic submissions shall be formatted in Portable Document Format Adobe Acrobat.

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Conservative states spend most on porn (Image: Raymond Gehmann/Corbis)

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Whole Life Insurance Portable Program . . of operating engineers and/or interpretation, meaning or application of any of the provisions of this Agreement.

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Average life - Financial Definition
Financial Definition of Average life and related terms: Also referred to as the . This is a very common form of life insurance which is found in employee benefit . The coverage is not portable and cannot be taken with you if you change jobs.

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Group Carve-Out Plan Definition | Investopedia
Group Carve-Out Plan - Definition of Group Carve-Out Plan on Investopedia - A . A type of group term life insurance designed to appeal to well-paid . The universal life policy improves the overall life insurance package in that it is portable .

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